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Medical Plan - Med "Care"
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Key Benefits
- Partial self-funding plans available to employers insuring 26 or more employees.
- Individual employee deductibles available ranging from $100 to $1,000.
- Family deductibles available: 2x-3x accumulative or individual deductibles.
- Current coverage option allows E.B.S. to match current plan benefit levels.
- Co-insurance options of: 70% / 30%, 80% / 20%, 90% / 10% of $2,000, $2,500, $5,000 and $10,000.
- 0% Co-payment option available to groups insuring 50 or more employees.
- Company individual specific deductibles available from $5,000 to $50,000 or higher.
- Company aggregate protection customized to each client account.
- Full take-over provision.
- Deductible carry-over credit from precious coverage.
- Simplified underwriting.
- No pre-certification or second surgical opinion requirements.
- Each employee is issued a personalized embossed I.D. card.
- National claims watts line: 1-800-456-5615.
- Only one claim form required per insurance per plan year.
- World-wide coverage.
- All re-insurance is placed with A.M. Best/ A+ rated carriers.
Other outstanding features include the following:
- Prescription "Plus"
- Ohio Health Choice-P.P.O. Network
- Wellness Benefits
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